Archive for Health Insurance
Buying Individual Health Insurance
Posted by: | CommentsThe tuition arrangements are set up; the dorm room is assigned and your son or daughter is headed off to university from the fall. In all with the confusion from the paperwork, deadlines and financial arrangements did you keep in mind to check on their wellbeing insurance policies?
With Obama looming… there has never been a better time to learn how to start buying individual health insurance.
A lot of, but not all, insurance policy businesses provide for well being insurance policies for college students under a family policy; do you know for certain that yours does?
With some insurance policies corporations, coverage depends on whether or not the student is a full time student. Review your policy or ask your insurance administrator; if you have an HMO plan, will your student be covered if they go towards the student healthcare facility away from home?
Verify the age limit too; you may uncover that once your son or daughter reaches a specific age they’re dropped from the policy no matter what.
Ask your insurance coverage business to offer an additional insurance policy card for your son or daughter to carry with them; if there is an additional card for prescription medications; make positive they have that too.
This preventative step will assist eradicate confusion when they suddenly have to see a doctor.
There are student well being care plans that happen to be available via most colleges which are a reasonably priced alternative if your policy excludes your kid.
Isn’t university confusing enough without having to worry about regardless of whether your child is covered really should he or she have to have to seek medical attention? Take the time to appear into wellness insurance just before they head off to college in the fall.
Are you ready to start buying individual health insurance???
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National Health Care Reform “What’s Next”
Posted by: | CommentsJoe Fairbanks, put this one page explanation together. It is very informative.
NATIONAL HEALTH CARE REFORM:
WHAT IT MEANS AND WHAT’S NEXT
WHAT SENATE FINANCE BILL DOES…
• Expand Medicaid to all Americans under 133% of FPL (~$30,000 for family of 4)
• Requires all individuals to have health insurance or pay a penalty
• Public Option included with states having option to opt-out
• Community Rating (no premium variation) and Guaranteed Issue (if you apply, you get it—no pre-existing condition exclusion) of all health plans
• Creates a National Exchange on which all private, group, and public plans must be listed. Individuals and employers would purchase health plans from the exchange.
• Employers with more than 50 employees are required to provide coverage or pay a fee
• Tax Credits available for individuals and families between 134-300% of FPL
HOW THEY PAY FOR IT…
• Congressional Budget Office estimates plan will cost $829 billion over 10 years and reduce deficit by $81 billion (News taxes and fees are collected immediately, while expenditures aren’t made until 2013, so it’s 7 years of the program paid for with 10 years of tax revenue)
• Cut approximately $200 billion from Medicare provider rates (Congress will re-instate rates after bill passes, thereby eliminating any savings)
• Tax imposed on all “gold-plated” plans
• Non-Compliance fees and taxes
WHAT’S WRONG WITH IT…
• Leaves approximately 25 million uninsured
• Fails to address quality and cost aspects of health care.
• Obliterates state budgets, as states must pay for part of Medicaid expansion
• Fails to foster competition
• Will explode health costs through Community Rating and Guaranteed Issue• No provisions to provide for more physicians
WHAT’S NEXT…
• Bill must be merged with Senate HELP Committee’s bill, then voted on by full Senate. Must receive at least 60 votes. (Republicans that could be for: Snowe, Collins, Voinovich; Democrats that could be against: Bayh, Nelson, Lieberman, Lincoln, Landrieu, Dorgan, Baucus)
• Once the bill passes the Senate, it will go to a conference committee with the House.
• Conference bill must once again garner 60 votes in Senate.
• Alternative: Reconciliation Budget Maneuver. Only 51 votes required in Senate. Bill sunsets in 10 years and may only address budget issues.
Cleveland County Fair Press Release
Posted by: | Comments
Press Release
Bob Cleveland
Chairman cleveland County Republican Party
Over 300 people signed a “Free Our Health Care Now” petition urging Congress “to stop any increased role of the government in [personal] health care decisions” during this past weekend’s Cleveland County Fair. The petition,circulated at the fair by the Cleveland County Republican Party also states,
“I also petition the U.S. Congress to protect my right to choose my own doctors and hospitals without delay or denial, to obtain care that is patient-centered, and to have health insurance that is personal, portable
and best suits my needs.” The petition is also available online and is being sponsored by The National Center for Policy Analysis, a nonprofit,
nonpartisan public policy research organization,established in 1983. To date, over 1.3 million people have signed the petition.
GOP County Chairman Bobby Cleveland credits the County Party’s efforts to educate fairgoers about the health care proposal for its success in getting
over a dozen new residents to register as voters, and several who changed their party affiliation from Democratic or Independent to Republican during
the Fair. “The Obama-Kennedy health care plan has grabbed people’s attention and we are seeing a lot of interest in the Republican Party as
more and more people are concerned about the rapid expansion of government power.” “We printed out a copy of the Congressional Health Care version of
the bill and had it bound so fairgoers could see just how monstrous this 1000+page document is. People were shocked to learn that the bill calls for
huge amounts of new government programs and employees and erodes personal liberties and choices. We will be forwarding on the signed petitions to our
Congressional Delegation and we intend to hold them accountable for their votes on health care reform.”
You Tube Videos – Health Care Town Hall Nightmares
Posted by: | CommentsIt is amazing seeing these videos on You Tube showing the thuggery of the pro health insurance take over. Also, Fox News is reporting that the Whitehouse is in violation of privacy laws with their snitch e-mails.
Could anybody have imagined that we land of the free and home of the brave would see such contempt by some of our elected officials.
